Family legal Plan Planmember Guidebook

Index | Section 1 | Section 2 | Section 3 | Section 4

Part One - Section 2
Family Legal Plan Benefits

Family Legal Plan Benefits

You and your family will have access to a nationwide network of plan attorneys that have contracted with Legal Club to provide free and discounted legal services. Upon contacting our MSD, you will be referred to a plan attorney based on language, area of law, and location.

Benefit Features

Free Legal Services
The following nine (9) services are available at no charge from your plan attorney.

• Unlimited phone consultations for each new legal matter (no time limit)
• Unlimited face-to-face consultations for each new legal matter (no time limit)
• Review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents)
• Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free. (see definition of Simple Will in Section 3)
• A state specific, web based, free Living Will form is available on line for Members. This form can be taken to a plan attorney and completed by the attorney for free
• Plan attorneys will help Members represent themselves in small claims court
• Assistance in solving problems with government programs, such as INS and welfare
• When your plan attorney deems appropriate, they will write a letter on your behalf (one letter per new legal matter, with no limit on the number of new legal matters)
• When your plan attorney deems appropriate, they will make a phone call on your behalf (one phone call per new legal matter, with no limit on the number of new legal matters)

Deeply Discounted Legal Services*:
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee.

Legal Services	Member Rate	Non-Member Rate
Traffic Ticket Defense	89.00	199.00
Name Change	155.00	1,100.00
Simple Will with Minors Trust	250.00	530.00
Chapter 7 Bankruptcy	750.00	1,500.00
Non-Support (Spouse/Child)	275.00	1,500.00
Simple Divorce	275.00	1,100.00
Regular Incorporation	295.00	585.00
Personal Real Estate Closing	250.00	675.00

* Costs and filing fees additional. Legal Services definitions can be found in the section 3 of this guide book.

Guaranteed Low Hourly Rate:
Plan attorneys have contracted to never charge more than $75.00 per hour for legal care that goes beyond the free and discounted services described above. After the free letters, calls and consultations take place, you and your attorney will decide what course of action to take next. In many cases, you will have no choice and litigation may ensue. This is the point in time that plan attorneys charge the $75.00 hourly rate for legal care.

Retainers:
In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the plan’s discounted hourly rate. For instance; 10 hours x $75.00 = a retainer of $750.00. Any unused portion of the retainer will be returned to you.

Contingency Fee Discounts:
The contingency fee discount will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.

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